HonestLend is a licensed lender offering payday loans and cash advances with transparent 14% APR. Loan approval and actual loan terms depend on your ability to repay, state law, and other factors. Rates, terms and conditions apply. We provide honest, transparent lending with no hidden fees. HonestLend may, at its discretion, verify application information by using national databases, including but not limited to Clarity, Factor Trust and others. By submitting your information, you agree to allow such verification. State laws and regulations may apply to your payday loan. The operator of this website is not a lender, loan broker or agent for any lender or loan broker.