Our commitment to ethical, transparent, and responsible lending practices
At HonestLend, we believe that responsible lending is not just good business practice – it's the right thing to do. We are committed to helping our customers make informed financial decisions while providing the emergency funding they need.
We offer a fixed 14% APR on all our payday loans with no hidden fees or surprises. Our pricing is clearly disclosed upfront, so you know exactly what you'll pay before you accept the loan.
Before approving any loan, we assess your ability to repay based on your current income and expenses. We don't rely solely on credit scores – we focus on your current financial situation.
We offer flexible repayment terms ranging from 14 days to 6 months, allowing you to choose a schedule that works with your budget and pay schedule.
We provide resources and information to help our customers make informed financial decisions:
Our customer support team is available to help you understand your loan terms, answer questions, and work with you if you experience financial difficulties.
We comply with all applicable federal and state lending regulations, including:
Before taking a payday loan, consider these alternatives:
Payday loans can be a helpful financial tool when:
Important: Only borrow what you can afford to repay. If you're struggling with debt, consider speaking with a nonprofit credit counseling service.
If you have questions about our responsible lending practices or need help with your loan, please contact us:
Transparent terms, fair rates, and genuine support when you need it most.